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Trust Financing
Finance a shariah - compliant future withTrust Modaraba Islamic Financing
Who is Eligible for Financing?
Salaried Professionals
- Permanent employees : 3 months in current job with a minimum 2 years continuous employment history
- Contractual employees : 6 months in current job with a minimum 3 years continuous employment history.
- Net take home income : In excess of 2 times the monthly rental (inclusive of takaful)
- Spouse’s verifiable income : Clubbed to an extent of 50%.
- Both data check & e-CIB should be clear and must not have current default / overdue at the time of case approval
Businessmen
- Minimum experience : 2 years continuous involvement in current business / industry
- Position : Proprietor, partner or director (In case of partner or director, percentage of sharing / holding will be applied)
- Net take home income : In excess of 2 times the monthly rental (inclusive of takaful)
- Spouse’s verifiable income : Clubbed to an extent of 50%.
- In case of other loans, all monthly payments including proposed rental combined not to exceed 40% of net / take home income.
- Both data check & e-CIB should be clear and must not have current default / overdue at the time of case approval
Note: In line with State Bank of Pakistan’s regulatory requirement, negative history (i.e. overdue/ late payment/ write-off/ waiver) of consumer/individual customers will be reflected in e-CIB reports for 12 months after settlement.
Abdul Waheed
Karachi Head Office
(021) 35873369, 35873373
abdulwaheed@trustmodaraba.com
Asif Waheed
Lahore Regional Office
(042) 35941957, 35941958
asifwaheed@trustmodaraba.com
Download and fill out a form by clicking below link
Attach the required documents and submit to our Karachi or Lahore office or you may also submit applications online by clicking below link
Applicants will be contacted after checking and verification process of their submitted documents.